Insurance
Commercial Property Insurance
Property programmes for owners and occupiers of commercial space.
Commercial property risk swings enormously depending on occupancy and construction. An industrial building with a manufacturing tenant, a multi-tenant office and a retail strip carry different hazards, different catastrophe exposure and very different underwriting appetite.
This is the industry-framed view. The core policy mechanics, so valuation, settlement basis, coinsurance and interruption, live on the Commercial Property page, and the two are designed to work together.
What you get
Rated on occupancy
Cover matched to how the building is being used.
Catastrophe assessed
Flood, wind and earthquake exposure worked out location by location.
Multi-tenant sorted
The boundaries between landlord and tenant cover made explicit.
Lenders satisfied
Terms checked against the conditions in each mortgage.
Commercial Property Insurance
Let's talk about commercial property insurance.
The industry view of commercial property cover for offices, retail, industrial and mixed-use: valuation, occupancy, catastrophe exposure and lender requirements.