Insurance
Employment Practices Liability
The claims that come with being an employer.
Employment claims are common, expensive to defend whether or not they have any merit, and specifically excluded from general liability. Defence costs on their own regularly reach six figures before anyone starts talking about settlement.
EPLI answers those claims. Underwriters look hard at your employment infrastructure, so how current your handbook is, what training you run, whether your processes are documented. Which means the work our HR division does directly affects whether you can get cover at all, and what it costs.
What you get
Defence from day one
Costs covered from the first charge, meritorious or not.
Third-party option
Extends to harassment claims brought by customers and vendors.
Your HR work counts
Handbook and training quality directly affect whether you get cover and what you pay.
Wage and hour looked at
Sublimits reviewed on what’s currently the fastest-growing claim category.
Employment Practices Liability
Let's talk about employment practices liability.
EPLI cover for wrongful termination, discrimination, harassment and retaliation claims, including the defence costs that dominate this line.