Insurance
Workers’ Compensation
Statutory cover, with the experience mod actively worked.
Three things drive your workers’ comp premium: payroll, class code and experience modification. All three are wrong more often than you’d think. People coded into a higher-rated class than their actual job warrants, and a mod calculated off claim data nobody has ever checked.
We review the classifications, audit the mod calculation for errors, and put in the return-to-work and safety programmes that bring claim costs down. That brings the mod down, which then compounds into what you pay in future years.
What you get
Classifications audited
Miscoded employees are a routine overpayment, and a recoverable one.
Mod checked
Experience mod calculations contain errors far more often than most employers realise.
Return-to-work
Modified duty programmes that cut claim cost now and premium later.
We handle the audit
Support through the annual payroll audit that sets your final premium.
Workers’ Compensation
Let's talk about workers’ compensation.
Workers’ compensation placement with a classification review, analysis of your experience modification, and the return-to-work programmes that hold long-term cost down.