Insurance
Insurance Risk Assessments
What you’re exposed to, before deciding what to insure.
Insurance bought without an exposure assessment tends to reflect what the broker had to hand rather than what the business truly faces. You end up over-insured in the familiar areas and wide open in the ones nobody thought to raise.
We look at the exposure first. Operations, property, contractual obligations, workforce, data, and whatever catastrophe risk comes with your particular locations. Then the placement conversation starts from evidence.
What you get
Exposure before product
Analysis first, so the placement is answering a question somebody defined.
Your contracts checked
The insurance requirements in your agreements mapped against what you really hold.
Given a number
Loss scenarios sized, so limits get chosen instead of defaulted to.
What to carry yourself
A clear view of what to insure and what to sensibly retain.
Insurance Risk Assessments
Let's talk about insurance risk assessments.
An assessment of insurable exposure across your operations, property, people and liability. This is the analysis that ought to come before anybody places anything.